Thompson v. Travelers Indemnity Company, et al.

You may be a class member in a proposed class action settlement if you paid for Personal Injury Protection coverage with Travelers under a New Jersey automobile insurance policy and were not paid the full limit but were paid an amount within $3,000, inclusive, of that limit during the time period between April 14, 2017, and April 1, 2023, as more specifically described in the Settlement Agreement and Class Notice, available on this website.

A settlement has been reached in the above lawsuit and a related lawsuit, no longer pending, brought by Courtney Thorson and Michael J. Lucci, Jr., against The Travelers Companies and St. Paul Protective Insurance Co. Plaintiffs alleged generally that Defendants wrongfully failed to pay the proper amount of Personal Injury Protection (“PIP”) coverage to their New Jersey insureds by reducing PIP coverage limits for PIP deductibles and copayments.

For every Settlement Class Member who does not opt out of the Settlement, the Settlement provides that they will automatically receive a check for $70. Additionally, any Settlement Class Member who does not opt out of the Settlement and submits a valid claim will potentially receive 80% of the difference between the amount of their PIP limit and the amount of PIP benefits they were paid by Travelers, less the $70 referred to above, if they were subject to the practice of calculating PIP benefits addressed in this Class Action, as specifically described in the Settlement Agreement and Class Notice.

Defendants deny all allegations of wrongdoing and liability.

This website explains (1) the terms of the Settlement, (2) who is a member of the Settlement Class, (3) how to request exclusion from the Settlement, (4) how to object to the Settlement, and (5) how to get more information about the Settlement.

Your Legal Rights and Options

Submit a Claim Form by June 16, 2026	You can submit a Claim Form. YOU MUST SUBMIT A CLAIM FORM TO POTENTIALLY RECEIVE A PAYMENT OF 80% OF THE DIFFERENCE BETWEEN YOUR PIP POLICY LIMIT AND THE AMOUNT OF PIP BENEFITS YOU WERE PAID, LESS $70. If you submit a claim, you give up your rights to sue the Defendants over the claims released in the Settlement.
Exclude Yourself by March 18, 2026	If you exclude yourself (“opt out”), you will not be included in the Settlement. You will receive no benefits, and you will keep any rights you currently have to sue the Defendants.
Object by March 18, 2026	If you do not exclude yourself, and if you disagree with the Settlement, you can write to the Court to explain your objection.
Do Nothing	You will automatically receive a check for $70 which must be cashed within 120 days, and you will give up your right to sue Defendants about the claims in the case. If you do not cash the check within 120 days you will receive no money in the Settlement.

If you are a Settlement Class Member, this lawsuit affects your rights whether you act or don’t act. These rights and options—and the deadlines to exercise them—are explained on this website. Please read carefully.